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Exclusion of women and organizational characteristics: Swedish mutual health insurance 1901-1910
Umeå University, Faculty of Social Sciences, Department of Geography and Economic History, Economic history.ORCID iD: 0000-0002-1413-3707
Umeå University, Faculty of Social Sciences, Umeå Centre for Gender Studies (UCGS).
2019 (English)In: Business History, ISSN 0007-6791, E-ISSN 1743-7938, Vol. 61, no 8, p. 1352-1378Article in journal (Refereed) Published
Abstract [en]

Mutual societies have been recognised for their ability to mitigate information asymmetry. Although successful in reducing sickness claims, the exclusion of women was common. Health insurance societies argued the exclusion was a means to reduce adverse selection and moral hazard since women were regarded as higher risk. In this paper, we explore differences in organisational characteristics between societies that excluded and societies that did not exclude women as members between 1901 to 1910. Based on panel data, the study shows that societies that excluded women were less successful in keeping down sickness claims, in relation to benefits, than gendermixed societies

Place, publisher, year, edition, pages
Routledge, 2019. Vol. 61, no 8, p. 1352-1378
Keywords [en]
health insurance society, mutual insurance, women, information asymmetry, Sweden
National Category
Economic History
Identifiers
URN: urn:nbn:se:umu:diva-145250DOI: 10.1080/00076791.2018.1426747Local ID: 881253OAI: oai:DiVA.org:umu-145250DiVA, id: diva2:1185679
Projects
Effektivitet och jämlikhet i privat och offentlig försäkring: En analys av det svenska sjukförsäkringssystemet 1900-1955
Funder
Swedish Research CouncilAvailable from: 2018-02-26 Created: 2018-02-26 Last updated: 2019-10-10Bibliographically approved

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Andersson, Lars-FredrikEriksson, Liselotte

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Citation style
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Output format
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