umu.sePublikasjoner
Endre søk
RefereraExporteraLink to record
Permanent link

Direct link
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Annet format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annet språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf
Competing models of organizational form: Risk management strategies and underwriting profitability in the Swedish fire insurance market between 1903 and 1939
Umeå universitet, Samhällsvetenskapliga fakulteten, Institutionen för geografi och ekonomisk historia.
Umeå universitet, Samhällsvetenskapliga fakulteten, Institutionen för geografi och ekonomisk historia.ORCID-id: 0000-0002-3293-2318
2012 (engelsk)Inngår i: Journal of Economic History, ISSN 0022-0507, E-ISSN 1471-6372, Vol. 72, nr 4, s. 990-1014Artikkel i tidsskrift (Fagfellevurdert) Published
Abstract [en]

Mutual and stock insurers have coexisted and competed against each other in insurance markets for centuries. In this article, we examine the risk management strategies and underwriting profitability of the different organizational forms in Sweden's property fire insurance market between 1903 and 1939. We demonstrate that stock insurers acted as intermediaries between policyholders and reinsurers to operate effectively in the potentially high-risk segments of the fire insurance market. In contrast, nationwide mutual insurers kept larger reserves to balance fluctuations in claims experiences, while local insurance pools relied on social obligation and trust to mobilize capital after adverse fire events.

sted, utgiver, år, opplag, sider
2012. Vol. 72, nr 4, s. 990-1014
HSV kategori
Identifikatorer
URN: urn:nbn:se:umu:diva-63622DOI: 10.1017/S0022050712000666ISI: 000312407700005Lokal ID: 881253OAI: oai:DiVA.org:umu-63622DiVA, id: diva2:583457
Prosjekter
Financial modernization and economic growth
Forskningsfinansiär
Swedish Research CouncilTilgjengelig fra: 2013-01-08 Laget: 2013-01-03 Sist oppdatert: 2019-02-15bibliografisk kontrollert

Open Access i DiVA

Fulltekst mangler i DiVA

Andre lenker

Forlagets fulltekst

Personposter BETA

Andersson, Lars-FredrikLindmark, Magnus

Søk i DiVA

Av forfatter/redaktør
Andersson, Lars-FredrikLindmark, Magnus
Av organisasjonen
I samme tidsskrift
Journal of Economic History

Søk utenfor DiVA

GoogleGoogle Scholar

doi
urn-nbn

Altmetric

doi
urn-nbn
Totalt: 872 treff
RefereraExporteraLink to record
Permanent link

Direct link
Referera
Referensformat
  • apa
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Annet format
Fler format
Språk
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Annet språk
Fler språk
Utmatningsformat
  • html
  • text
  • asciidoc
  • rtf