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Eriksson, Liselotte
Publikationer (10 of 25) Visa alla publikationer
Stanfors, M., Karlsson, T., Andersson, L.-F. & Liselotte, E. (2024). Between voluntarism and compulsion: membership in mutual health insurance societies in Swedish manufacturing, c. 1900. Economic history review, 77(1), 244-267
Öppna denna publikation i ny flik eller fönster >>Between voluntarism and compulsion: membership in mutual health insurance societies in Swedish manufacturing, c. 1900
2024 (Engelska)Ingår i: Economic history review, ISSN 0013-0117, E-ISSN 1468-0289, Vol. 77, nr 1, s. 244-267Artikel i tidskrift (Refereegranskat) Published
Abstract [en]

Membership in mutual health insurance societies spread among industrial workers in the late nineteenth century. We study determinants of such membership among male workers in Swedish manufacturing by using matched employer–employee data from three industries covering all workers (i.e. members and non-members, N > 12 000) and firms around 1900. We find remarkably high rates of membership overall, and especially among married workers. The association between marital status and health insurance suggests that selection into health insurance societies was ‘propitious’ rather than ‘adverse’. Many workers became members well before the age of 40 years, when their health began to deteriorate, and this coincided with the average age of first marriage for men, occurring in their late twenties. Being married and having membership was more marked in firms with voluntary membership and was important for the viability of the mix of voluntary and compulsory health insurance societies emerging in Nordic countries around 1900. Findings support the idea that health insurance can attract high levels of membership under voluntary schemes and suggest why it took so long before statutory health insurance covering sickness absence and workplace accidents was introduced in Sweden.

Ort, förlag, år, upplaga, sidor
John Wiley & Sons, 2024
Nyckelord
linear probability models, manufacturing industry, matched employer–employee data, mutual health insurance, Poisson regression models, Sweden
Nationell ämneskategori
Ekonomisk historia
Identifikatorer
urn:nbn:se:umu:diva-212082 (URN)10.1111/ehr.13271 (DOI)001018082500001 ()2-s2.0-85163702261 (Scopus ID)
Forskningsfinansiär
Forte, Forskningsrådet för hälsa, arbetsliv och välfärd, 2017-01864
Tillgänglig från: 2023-07-17 Skapad: 2023-07-17 Senast uppdaterad: 2024-04-26Bibliografiskt granskad
Andersson, L. F. & Liselotte, E. (2023). Household risk strategies during a pandemic – experiences from the 1918 influenza pandemic. Scandinavian Economic History Review, 71(1), 36-57
Öppna denna publikation i ny flik eller fönster >>Household risk strategies during a pandemic – experiences from the 1918 influenza pandemic
2023 (Engelska)Ingår i: Scandinavian Economic History Review, ISSN 0358-5522, E-ISSN 1750-2837, Vol. 71, nr 1, s. 36-57Artikel i tidskrift (Refereegranskat) Published
Abstract [en]

In 2020, The COVID-19 crisis has put great pressure on the economy worldwide. Only time can tell whether the COVID-19 crisis will have permanent effects on corporate and household behaviour and how it will affect society at large. This article examines historical experiences of how households managed the financial consequences of rising mortality during the 1918 influenza pandemic. We find that the previous pandemic led to an immediate and major increase in primarily small-sum industrial life insurance policies designed for blue-collar workers. The increase in new policies did not, however, have a lasting effect. By the time the pandemic had faded, the number of policies had dropped to below pre-pandemic conditions. This historical experience underlines the fact that there are limits to the extent to which even a major shock, such as a pandemic, can lead to behavioural change among households as currently being predicted in relation to COVID-19.

Ort, förlag, år, upplaga, sidor
Routledge, 2023
Nyckelord
Pandemic, household, insurance
Nationell ämneskategori
Ekonomisk historia
Forskningsämne
ekonomisk historia
Identifikatorer
urn:nbn:se:umu:diva-188928 (URN)10.1080/03585522.2021.1984294 (DOI)000711783500001 ()2-s2.0-85118272129 (Scopus ID)
Forskningsfinansiär
Marianne och Marcus Wallenbergs Stiftelse, 2016.0028
Tillgänglig från: 2021-10-27 Skapad: 2021-10-27 Senast uppdaterad: 2023-07-13Bibliografiskt granskad
Andersson, L. F., Liselotte, E. & Harris, B. (2023). Morbidity among working class men and women in early twentieth century Sweden. Umeå: Umeå University
Öppna denna publikation i ny flik eller fönster >>Morbidity among working class men and women in early twentieth century Sweden
2023 (Engelska)Rapport (Övrigt vetenskapligt)
Abstract [en]

This paper investigates gendered morbidity patterns by employing micro data derived from sickness records and membership ledgers on working class men and women in the early 20th century Sweden. We find that the main reason for gendered morbidity differences - that woman faced fewer, but longer sickness episodes than men – reflects gendered productive and reproductive activities. Men suffered from the large number of work-place accidents as workers in the production sector, while women faced major risks due to pregnancy, childbearing and related sickness. Women also suffered more from for diseases of the blood, diseases of the digestive & metabolic system and diseases the genitourinary than men. Both men and women faced shorter, but longer, sickness episodes in urban areas attributed to the underlying differences in morbidity causes during the epidemiological transition.

Ort, förlag, år, upplaga, sidor
Umeå: Umeå University, 2023. s. 40
Serie
CEDAR Working Papers ; 2023:30
Nyckelord
Social insurance, Health insurance, Accident insurance, Self-insurance, workplace accident, mutual aid, employers’ welfare
Nationell ämneskategori
Ekonomisk historia
Forskningsämne
ekonomisk historia
Identifikatorer
urn:nbn:se:umu:diva-217487 (URN)
Forskningsfinansiär
Marianne och Marcus Wallenbergs Stiftelse, 2016.0028
Tillgänglig från: 2023-12-05 Skapad: 2023-12-05 Senast uppdaterad: 2024-04-02Bibliografiskt granskad
Andersson, L. F., Liselotte, E. & Lilljegren, J. (2023). Pre-welfare state provision and adverse selection: enrolment in a Swedish nationwide health insurance society. Financial History Review, 30(1), 74-99
Öppna denna publikation i ny flik eller fönster >>Pre-welfare state provision and adverse selection: enrolment in a Swedish nationwide health insurance society
2023 (Engelska)Ingår i: Financial History Review, ISSN 0968-5650, E-ISSN 1474-0052, Vol. 30, nr 1, s. 74-99Artikel i tidskrift (Refereegranskat) Published
Abstract [en]

Mutual benefit societies evolved as the major provider for sickness, accident and life insurance in the late nineteenth and early twentieth centuries on both sides of the Atlantic. One of the major problems facing insurers was the risk of adverse selection, i.e. that unhealthy individuals had more incentives than healthy individuals to insure when priced for the average risk. By empirically examining whether longevity among insured individuals in a nationwide mutual health society was different from a matched sample of uninsured individuals, we seek to identify the presence of adverse selection. We find no compelling evidence showing that unhealthy individuals were more likely to insure, or reasons to believe that problems related to adverse selection would have been a major reason for government intervention in the health insurance market in Sweden.

Ort, förlag, år, upplaga, sidor
Cambridge University Press, 2023
Nyckelord
adverse selection, mutual benefit societies, life insurance, Sweden, health insurance societies
Nationell ämneskategori
Ekonomisk historia Nationalekonomi
Identifikatorer
urn:nbn:se:umu:diva-201599 (URN)10.1017/s0968565022000130 (DOI)000897820500001 ()2-s2.0-85162269467 (Scopus ID)
Forskningsfinansiär
Marianne och Marcus Wallenbergs Stiftelse, 2016.0028
Tillgänglig från: 2022-12-12 Skapad: 2022-12-12 Senast uppdaterad: 2024-02-22Bibliografiskt granskad
Andersson, L. F., Liselotte, E. & Harris, B. (2022). Did statutory insurance improve the welfare of Swedish workers?: The statutory workplace accident insurance act of 1916. Labor history, 63, 210-233
Öppna denna publikation i ny flik eller fönster >>Did statutory insurance improve the welfare of Swedish workers?: The statutory workplace accident insurance act of 1916
2022 (Engelska)Ingår i: Labor history, ISSN 0023-656X, E-ISSN 1469-9702, Vol. 63, s. 210-233Artikel i tidskrift (Refereegranskat) Published
Abstract [en]

Welfare researchers have regarded statutory accident insurance in 1916 as a starting point for the exceptional expansion of the Swedish welfare state. However, rather less attention has been paid to the roles played by mutual insurance societies and employer compensation schemes in offering voluntary welfare protection. We argue that voluntary welfare protection was an integral part of the early-twentieth century welfare system and played a crucial role in protecting workers in the case of sickness and accident. We also examine the limitations of these arrangements and explore the ways in which the design of the statutory scheme ensured that there was a continuing role for voluntary provision after the new Act came into operation. We also explore the impact of the scheme on wage levels, and show how its introduction eroded the wage premiums which had previously been earned by workers in high-risk industries.

Ort, förlag, år, upplaga, sidor
Routledge, 2022
Nyckelord
Social insurance, health insurance, accident insurance, self-insurance, workplace accident, mutual aid, employers’ welfare
Nationell ämneskategori
Ekonomisk historia
Forskningsämne
ekonomisk historia
Identifikatorer
urn:nbn:se:umu:diva-195641 (URN)10.1080/0023656x.2022.2070734 (DOI)000804655300001 ()2-s2.0-85131370541 (Scopus ID)
Forskningsfinansiär
Forte, Forskningsrådet för hälsa, arbetsliv och välfärd, 2017-01864Marianne och Marcus Wallenbergs Stiftelse, 2016.0028
Tillgänglig från: 2022-06-02 Skapad: 2022-06-02 Senast uppdaterad: 2022-11-28Bibliografiskt granskad
Liselotte, E., Junkka, J., Sandström, G. & Vikström, L. (2022). Supply or demand? Institutionalization of the mentally ill in the emerging Swedish welfare state, 1900–59. History of Psychiatry, 33(2), 180-199
Öppna denna publikation i ny flik eller fönster >>Supply or demand? Institutionalization of the mentally ill in the emerging Swedish welfare state, 1900–59
2022 (Engelska)Ingår i: History of Psychiatry, ISSN 0957-154X, E-ISSN 1740-2360, Vol. 33, nr 2, s. 180-199Artikel i tidskrift (Refereegranskat) Published
Abstract [en]

Historical studies on the institutionalization of the mentally ill have primarily relied on data for institutionalized patients rather than the population at risk. Consequently, the underlying factors of institutionalization are unclear. Using Swedish longitudinal microdata from 1900–59 reporting mental disorders, we examine whether supply factors, such as distance to institutions and number of asylum beds, influenced the risk of institutionalization, in addition to demand factors such as access to family. Institutionalization risks were associated with the supply of beds and proximity to an asylum, but also dependent on families’ unmet demand for care of relatives. As the supply of mental care met this family-driven demand in the 1930s, the relative risk of institutionalization increased among those lacking family networks.

Ort, förlag, år, upplaga, sidor
Sage Publications, 2022
Nyckelord
Asylum, confinement, institutionalization, mental illness, Sweden, 20th century
Nationell ämneskategori
Annan samhällsvetenskap
Forskningsämne
historisk demografi; historia
Identifikatorer
urn:nbn:se:umu:diva-195005 (URN)10.1177/0957154x221084976 (DOI)000798273900004 ()2-s2.0-85130323789 (Scopus ID)
Projekt
MAW 2019.0003 / Risks and Loads from Disabilities and Later Life Outcomes
Tillgänglig från: 2022-05-19 Skapad: 2022-05-19 Senast uppdaterad: 2023-09-05Bibliografiskt granskad
Andersson, L. F., Liselotte, E. & Nystedt, P. (2022). Workplace accidents and workers solidarity: mutual health insurance in early twentieth-century Sweden. Economic history review, 75(1), 203-234
Öppna denna publikation i ny flik eller fönster >>Workplace accidents and workers solidarity: mutual health insurance in early twentieth-century Sweden
2022 (Engelska)Ingår i: Economic history review, ISSN 0013-0117, E-ISSN 1468-0289, Vol. 75, nr 1, s. 203-234Artikel i tidskrift (Refereegranskat) Published
Abstract [en]

During the industrialization period, the rate of workplace-related accidents increased. Because of the lack of public insurance, mutual health insurance societies became the main providers of workplace accident insurance among workers. Due to large differences in accident risk, health insurance societies were potentially exposed to the risk of adverse selection, since they employed equal pricing for all members regardless of risk profile. This article investigates the impact of workplace accident risk on health insurance selection and outcomes. We employ household budget surveys encompassing urban workers in Sweden during the early twentieth century. We find evidence for a redistribution from low- to high-risk-exposed workers, as workplace accident risk had a significant and positive impact on receiving health insurance benefits, also when controlling for a variety of factors. Workers exposed to greater risks in the workplace were more likely to have health insurance but did not pay higher premiums. The redistribution from low- to high-risk-exposed workers was largely accepted and viewed as an act of solidarity between workers. Given that health insurance societies were aware of this redistribution, we argue for the presence of informed, rather than adverse, selection.

Ort, förlag, år, upplaga, sidor
John Wiley & Sons, 2022
Nationell ämneskategori
Ekonomisk historia
Forskningsämne
ekonomisk historia
Identifikatorer
urn:nbn:se:umu:diva-186131 (URN)10.1111/ehr.13088 (DOI)000670712900001 ()2-s2.0-85109616410 (Scopus ID)
Forskningsfinansiär
VetenskapsrådetMarianne och Marcus Wallenbergs StiftelseForte, Forskningsrådet för hälsa, arbetsliv och välfärdJan Wallanders och Tom Hedelius stiftelse
Tillgänglig från: 2021-07-14 Skapad: 2021-07-14 Senast uppdaterad: 2024-04-02Bibliografiskt granskad
Andersson, L. F., Liselotte, E. & Lilljegren, J. (2021). Adverse selection in mutual benefit societies: an longitudinal approach. Umeå universitet
Öppna denna publikation i ny flik eller fönster >>Adverse selection in mutual benefit societies: an longitudinal approach
2021 (Engelska)Rapport (Övrigt vetenskapligt)
Abstract [en]

Mutual benefit societies evolved as the major provider for illness, accident and burialinsurance in the late 19 th and early 20 th century in the Western world. One of themajor problems facing the insurers was the risk for adverse selection; that unhealthyindividuals had more incentive then healthy to insure when priced for the averagerisk. By empirically examine if the longevity among insured in mutual benefit societieswas different from uninsured, we seek to identify the presence of adverse section. Wefind no compelling evidence that unhealthy individuals was more likely to insure, orreasons to believe that adverse selection was behind the decline of mutual benefitsocieties in the twentieth century.

Ort, förlag, år, upplaga, sidor
Umeå universitet, 2021
Serie
CEDAR Working Papers ; 2021:6
Nationell ämneskategori
Ekonomisk historia
Forskningsämne
befolkningsstudier; ekonomisk historia
Identifikatorer
urn:nbn:se:umu:diva-181601 (URN)
Forskningsfinansiär
Marianne och Marcus Wallenbergs Stiftelse, 2016.0028
Tillgänglig från: 2021-03-18 Skapad: 2021-03-18 Senast uppdaterad: 2024-04-02Bibliografiskt granskad
Liselotte, E., Junkka, J., Sandström, G. & Vikström, L. (2021). Supply or demand?: Institutionalization of the mentally ill in the emerging Swedish welfare state, 1900–1959. Umeå
Öppna denna publikation i ny flik eller fönster >>Supply or demand?: Institutionalization of the mentally ill in the emerging Swedish welfare state, 1900–1959
2021 (Engelska)Rapport (Övrigt vetenskapligt)
Abstract [en]

Historical studies on the institutionalization of the mentally ill have primarily relied on data on institutionalized patients rather than the population at risk. Consequently, the underlying factors of institutionalization are unclear. Using Swedish longitudinal microdata from 1900–1959 reporting mental disorders, we examine whether supply-side factors such as distance to institutions and number of asylum beds influenced the risk of institutionalization, in addition to demand-side factors such as access to family. Institutionalization risks were associated with the supply of beds and proximity to an asylum, but also dependent on families’ unmet demand for care of relatives. As the supply of mental care met this family-driven demand in the 1930s, the relative risk of institutionalization increased among those lacking family networks.

Ort, förlag, år, upplaga, sidor
Umeå: , 2021. s. 45
Serie
CEDAR Working Papers ; 2021:10
Nyckelord
Institutionalization, Sweden, mental illness, asylum, confinement
Nationell ämneskategori
Historia
Forskningsämne
historia
Identifikatorer
urn:nbn:se:umu:diva-186374 (URN)
Forskningsfinansiär
EU, Horisont 2020, 647125
Tillgänglig från: 2021-07-25 Skapad: 2021-07-25 Senast uppdaterad: 2021-07-26Bibliografiskt granskad
Andersson, L. F. & Liselotte, E. (2020). Household risk strategies during a pandemic: Experiences from the 1918 influenza pandemic. Umeå University
Öppna denna publikation i ny flik eller fönster >>Household risk strategies during a pandemic: Experiences from the 1918 influenza pandemic
2020 (Engelska)Rapport (Övrigt vetenskapligt)
Abstract [en]

The corona crisis has during the year 2020 put large pressure on the economy. Only time can tell whether the corona crisis will have permanent effects on corporate and household behaviour and how it will affect society at large. This article examines historical experiences of how households managed the financial consequences of the rising mortality during the 1918 influenza pandemic. We find that the pandemic led to an immediate and major increase in primarily industrial life insurance policies on small sums designed for blue-collar workers. The increase in new policies did however not have a lasting effect. When the pandemic had faded over, the number of policies had dropped to bellow pre-pandemic conditions. This historical experience underlines that there are limits to the extent to which even a major shock, such as a pandemic, can lead to the kinds of behavioural change on which recent policies have been predicated.

Ort, förlag, år, upplaga, sidor
Umeå University, 2020
Serie
CEDAR Working Papers ; 2020:3
Nationell ämneskategori
Ekonomisk historia
Identifikatorer
urn:nbn:se:umu:diva-176020 (URN)
Tillgänglig från: 2020-10-16 Skapad: 2020-10-16 Senast uppdaterad: 2020-10-19Bibliografiskt granskad
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